polish: Week 2 improvements - error messages, progress, performance

## Error Message Improvements (Phase 1)
- ✅ Cluster backup: Added database type context to error messages
- ✅ Rate limiting: Show specific host and wait time in errors
- ✅ Connection failures: Added troubleshooting steps (3-point checklist)
- ✅ Encryption errors: Include backup location in failure messages
- ✅ Archive not found: Suggest cloud:// URI for remote backups
- ✅ Decryption: Hint about wrong key verification
- ✅ Backup directory: Include permission hints and --backup-dir suggestion
- ✅ Backup execution: Show database name and diagnostic checklist
- ✅ Incremental: Better base backup path guidance
- ✅ File verification: Indicate silent command failure possibility

## Progress Indicator Enhancements (Phase 2)
- ✅ ETA calculations: Real-time estimation based on transfer speed
- ✅ Speed formatting: formatSpeed() helper (B/KB/MB/GB per second)
- ✅ Byte formatting: formatBytes() with proper unit scaling
- ✅ Duration display: Improved to show Xm Ys format vs decimal
- ✅ Progress updates: Show [%] bytes/total (speed, ETA: time) format

## Performance Optimization (Phase 3)
- ✅ Buffer sizes: Increased stderr read buffers from 4KB to 64KB
- ✅ Scanner buffers: 64KB initial, 1MB max for command output
- ✅ I/O throughput: Better buffer alignment for streaming operations

## Code Cleanup (Phase 4)
- ✅ TODO comments: Converted to descriptive comments
- ✅ Method calls: Fixed GetDatabaseType() -> DisplayDatabaseType()
- ✅ Build verification: All changes compile successfully

## Summary
Time: ~1.5h (2-4h estimated)
Changed: 4 files (cmd/backup_impl.go, cmd/restore.go, internal/backup/engine.go, internal/progress/detailed.go)
Impact: Better UX, clearer errors, faster I/O, cleaner code

go.sum

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 golang.org/x/sys v0.37.0/go.mod h1:OgkHotnGiDImocRcuBABYBEXf8A9a87e/uXjp9XT3ks=
+golang.org/x/sys v0.38.0 h1:3yZWxaJjBmCWXqhN1qh02AkOnCQ1poK6oF+a7xWL6Gc=
+golang.org/x/sys v0.38.0/go.mod h1:OgkHotnGiDImocRcuBABYBEXf8A9a87e/uXjp9XT3ks=
 golang.org/x/text v0.24.0 h1:dd5Bzh4yt5KYA8f9CJHCP4FB4D51c2c6JvN37xJJkJ0=
 golang.org/x/text v0.24.0/go.mod h1:L8rBsPeo2pSS+xqN0d5u2ikmjtmoJbDBT1b7nHvFCdU=
 golang.org/x/text v0.28.0 h1:rhazDwis8INMIwQ4tpjLDzUhx6RlXqZNPEM0huQojng=